Envestnet Institute Website Terms and Conditions
Envestnet, Inc. (NYSE: ENV) is a leading provider of unified wealth management technology and services to financial enterprises and advisors. Our solutions unify and fortify the wealth management process, delivering unparalleled flexibility, accuracy, performance, and value. Envestnet enables the transformation of wealth management into a transparent, independent, objective, and fiduciary standard of care, and empowers enterprises and advisors to more fully understand their clients and deliver better outcomes.
For more information on Envestnet, please visit www.envestnet.com and follow @ENVintel.
Envestnet Institute is your portal to timely and thought provoking content in partnership with finance’s top thought leaders. Register to learn more about markets, discover new investment tools and assess new ways to serve your clients' needs. If you are a registered investment professional, you can take courses for continuing education credit as well as read documents and watch videos on the Envestnet Institute platform.
The data provided is derived from Envestnet user data composite. Data has not been independently verified. The information, analysis, and opinions expressed herein are for general and educational purposes only. Nothing contained in this report is intended to constitute legal, tax, accounting, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.
All content posted to the Envestnet Institute is subject to the Terms and Conditions as outlined. Envestnet is not responsible for third party advisor content and or images posted on this website; however, Envestnet does retain the right to edit or remove such postings. Content images are selected by Envestnet Institute. Envestnet Institute is not a regulated entity and is intended for investment professional /financial institutional use only.
For Investment Professional Use Only
© 2018 Envestnet, Inc. All Rights Reserved
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. By using the Envestnet Institute website (“Website”), you agree to be bound by the Terms and Conditions specified below and as amended from time to time. Envestnet Financial Technologies, Inc. ("Envestnet") reserves the right to amend these Terms and Conditions at any time by posting the amended terms to this Website. Your continued use of the Envestnet site constitutes acceptance of the amended terms. If you do not agree with these Terms and Conditions (as amended from time to time) or are dissatisfied with the Envestnet site or any other terms, conditions, rules, policies, guidelines or practices of Envestnet, your sole and exclusive remedy is to discontinue using the Envestnet site.
Copyright Restrictions/Use of Content
The materials hosted on the Envestnet site are protected by United States and international laws regarding copyrights, trademarks, trade secrets and other proprietary rights. You are authorized to use the content on the Envestnet Website for internal business purposes only. You may not copy, modify, create derivative works of, publicly display or perform, republish, store, transmit or distribute any of the material on this site without the prior written consent of Envestnet, except as included herein. You may store copies of such materials temporarily in RAM and may store files that are automatically cached by your web browser for display enhancement purposes, and you may print a reasonable number of pages of the Envestnet Website for internal business purposes, provided that you do not alter or remove any copyright or other proprietary notices included in such materials. Neither title nor intellectual property rights to any information or material in this site are transferred to you, but remain with Envestnet or the applicable owner of such content.
Digital Millennium Copyright Act - Notification of Alleged Copyright Infringement
Envestnet has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the "DMCA") and avails itself of the protections under the DMCA. Envestnet reserves the right to remove any Posting that allegedly infringes another person's copyright. Envestnet will terminate, in appropriate circumstances, subscribers and account holders of Envestnet's system or network who are repeat infringers of another person's copyright. Notices to Envestnet regarding any alleged copyright infringement should be directed to the Legal Department, Envestnet Financial Technologies, Inc., 35 East Wacker Drive, Suite 2400, Chicago, Illinois 60601 or via electronic mail at email@example.com. Such notices must: (i) identify the works that have been allegedly infringed; (ii) include a description of the infringing materials; (iii) state the location of the original work and or its certified copy; (iv) provide the name, address, telephone number and email address of the copyright owner; (v) be signed by the owner of the allegedly infringing material or a representative thereof; (vi) state that the owner has a good-faith belief that the disputed use has not been authorized; and (vii) include a statement by the copyright owner, made under penalty of perjury, that the above information, as contained in the notice, is accurate and that the person providing the notice is the owner or is authorized to act on the owner’s behalf.
The term "Envestnet" is a trademark, and the "Envestnet" logo and all related product and service names, designs, and slogans are the trademarks or service marks of Envestnet, Inc. All other product and service marks on this site are the trademarks of their respective owners.
Use of Envestnet Website/Uploading Information
You agree to use the Envestnet Website only for lawful purposes. Unless specifically stated otherwise, all information and material in this Website are made available only for the purpose of providing information.
You agree not to do any of the following: (i) upload to or transmit on the Envestnet Website any defamatory, indecent, obscene, harassing, excessively violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use the Envestnet Website to violate the legal rights (including the rights of publicity and privacy) of others; (iii) intercept or attempt to intercept electronic mail not intended for you; (iv) misrepresent an affiliation with any person or organization; (v) restrict or inhibit other Subscribers' use of the Envestnet Website; (vi) upload or otherwise transmit files that contain a virus or otherwise corrupted data; or (vii) download a file or software or include in a message any software, files or links that you know, or have reason to believe, cannot be distributed legally over the Envestnet Website or that you have a contractual obligation to keep confidential (notwithstanding its availability on the Envestnet Website).
Any content and/or opinions uploaded, expressed or submitted to a message board, chat room or any other publicly available section of the Envestnet Website, and all articles and responses to questions, other than such content provided by Envestnet, are solely the opinions and responsibility of the person or entity submitting them and do not necessarily reflect the opinions of Envestnet. You understand and acknowledge that you are responsible for whatever content you submit, and you, not Envestnet, have full responsibility for such content, including its legality, reliability and appropriateness. By uploading or otherwise transmitting material to any area of the Envestnet Website, you warrant that the material is your own, is in the public domain, or otherwise free of proprietary or other restrictions and that you have the right to use it, including by posting it to the Envestnet Website. You grant to Envestnet the right to use all such content you upload or otherwise transmit to the Envestnet Website in any manner Envestnet chooses, including but not limited to copying, displaying or performing, publishing it in any format whatsoever, and modifying it, incorporating it into other material, or making a derivative work based on it.
Envestnet reserves the right, but does not assume any responsibility, to remove from the Envestnet Website any material posted by you on the Envestnet Website that Envestnet, in its sole discretion, deems inconsistent with the foregoing commitments, including any material Envestnet has been notified, or has reason to believe, constitutes a copyright infringement. However, Envestnet can neither review all material prior to transmission on the Envestnet Website nor ensure prompt action with respect to objectionable material after it is transmitted on the Envestnet Website. Accordingly, Envestnet assumes no liability for any action or inaction regarding transmissions, communications, or other content that is provided by third parties.
Your failure to comply with the above provisions may result in the termination of your subscription to the Envestnet Website and may expose you to civil and/or criminal liability.
You acknowledge and agree that your submission of documents and information to this Website and your participation in discussions and use of interactive features of the Website (“Postings”) do not create any new or alter any existing relationship between you or your firm and Envestnet.
The information contained herein has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Envestnet reserves the right at any time and without notice to change, amend or cease publication of the information. It has been prepared solely for informative purposes. Envestnet may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice.
News feeds, market quotes and other links on this Website are provided by independent third parties and are not guaranteed to be accurate, complete or timely. Neither Envestnet nor independent third-party providers shall have any liability, contingent or otherwise, for the accuracy, completeness, timeliness or correct sequencing of the information, or for any decision made or action taken by you in reliance upon the information. The news, market quotes, and links provided are shown for your convenience only. Linked sites are independent and are not owned or operated by Envestnet. Envestnet does not endorse any linked sites, nor does Envestnet guarantee the timeliness, accuracy, completeness or adequacy of any information posted on the linked sites. Envestnet does not necessarily agree with any opinion, outlook or forecast stated on any linked site. Envestnet reserves the right to terminate, modify or change the links, news sources and market quote sources at any time without notice.
Performance data contained on this Website represents past performance, and the investment return and principal value of an investment will fluctuate over time and may be worth more or less than their original cost. Any historical performance quoted should not be viewed as representative of future performance.
Your Postings shall be accompanied by your real name and shall not be posted anonymously. Notwithstanding the previous sentence, if the applicable registration page for your participation in any of the interactive features allows you to create a screen name, you may also select and use an appropriate screen name that is not your real name, provided that you use your real name when registering for participation in the Interactive Area and users agree their real name may always be posted. Participants in interactive features shall not misrepresent their identity or their affiliation with any person or entity.
Envestnet has no obligation to monitor or screen Postings and is not responsible for the content in such Postings or any content linked to or from such Postings. Envestnet reserves the right, in its sole discretion, to monitor interactive areas, screen Postings, edit Postings, cause Postings not to be posted, published, uploaded or distributed, and remove Postings, at any time and for any reason or no reason.
The Envestnet Website is provided for informational purposes only and shall not be construed to be a recommendation to buy or sell securities. Nothing on this Website shall be considered a recommendation or solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Any investment decisions you may make on the basis of any information found on this Website is your sole responsibility. Envestnet does not represent, warrant, endorse or guarantee any advertised products or services, and the identification or listing of products, services, links or other information on the Envestnet site or any linked site does not constitute or imply any sponsorship, affiliation or recommendation by Envestnet. You assume all responsibility and risk associated with the use of the Envestnet service and the Internet generally. Content is not intended to and does not constitute legal advice.
Disclaimer and Limitation of Liability
THE ENVESTNET SITE AND INFORMATION PROVIDED ON THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS. NEITHER ENVESTNET NOR ANY PERSON ASSOCIATED WITH ENVESNET MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE QUALITY, ACCURACY OR AVAILABILITY OF THE ENVESTNET SITE. SPECIFICALLY, BUT WITHOUT LIMITING THE FOREGOING, NEITHER ENVESTNET NOR ANYONE ASSOCIATED WITH ENVESTNET WARRANTS OR REPRESENTS THAT THE ENVESTNET WEBSITE OR THE INFORMATION PROVIDED ON THAT WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE AND UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; THAT THE ENVESTNET SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE ENVESTNET SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. ENVESTNET DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. IN NO EVENT WILL ENVESTNET OR ITS CONTRACTORS BE LIABLE FOR ANY DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE ENVESTNET SITE OR ANY LINKED SITE, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR DAMAGES RESULTING FROM DELAY, INTERRUPTION IN SERVICE, VIRUSES, DELETION OF FILES OR ELECTRONIC COMMUNICATIONS, OR ERRORS, OMISSIONS OR OTHER INACCURACIES IN THE ENVESTNET WEBSITE OR THE CONTENT TRANSMITTED ON THE ENVESTNET WEBSITE, WHETHER OR NOT THERE IS NEGLIGENCE BY ENVESTNET AND WHETHER OR NOT ENVESTNET HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.
SOME OF THE FOREGOING EXCLUSIONS ARE NOT PERMITTED IN CERTAIN STATES OR COUNTRIES.
You agree to indemnify and hold harmless Envestnet, its affiliates, agents, third-party information providers, merchants, licensors and others involved in the delivery of the Envestnet Website or the delivery of products, services or information over the Envestnet Website, and their respective officers, employees and directors, from and against any and all liabilities, expenses, damages and costs, including reasonable attorney's fees, resulting from any violation by you of this Agreement or otherwise arising out of your use of the Envestnet Website.
Privacy and Protection of Personal Information
Employees of Envestnet may have relationships with investment managers listed on this Website.
Comments and Submissions
Envestnet welcomes your comments. All comments, suggestions or other information sent by you to this site (other than postings to publicly available portions of this site, such as message boards or chat rooms) for internal use by Envestnet, its advertisers or its business partners or in response to solicitations on this site, will become Envestnet's property; you agree that all intellectual property rights therein are transferred to Envestnet.
This site is operated from a site in the State of Illinois, USA. Envestnet makes no representation that materials in this site are appropriate or available for use in other locations. If you access this site from other locations, you are responsible for complying with local laws.
Please contact Envestnet at 888.612.9300 or e-mail to firstname.lastname@example.org if you become aware of any content that you believe to be in violation of these Terms of Services, including, without limitation, claims that any content on the Envestnet Website infringes the copyright of a third party.
These Terms and Conditions shall be governed in all respects by and construed in accordance with the laws of the State of Illinois, USA, without regard to its conflicts of law principles. These Terms and Conditions, as they may be amended from time to time, completely and exclusively state the agreement between you and Envestnet with respect to the Envestnet Website, and no other terms that may have been communicated to you orally or in any other manner shall have any force or effect. Any cause of action you may have with respect to the Envestnet Website must be commenced within one (1) year after the claim or cause of action arises, or such claim or cause of action is barred. Exclusive jurisdiction over any cause of action arising out of these Terms and Conditions or your use of the Envestnet Website shall be in the state or federal courts located in Chicago. You agree to submit to the jurisdiction of such courts.
If any part of these Terms and Conditions is unenforceable, the unenforceable part shall be construed to reflect, as nearly as possible, the original intentions of the parties. The other provisions of these Terms and Conditions shall remain in full force and effect.
Envestnet's failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not constitute a waiver of the provision. Neither a course of dealing or conduct between you and Envestnet nor any trade practices shall be deemed to modify these Terms and Conditions.