Plan Talk: Analyzing risks and opportunities in today’s plan menu lineups
In this episode of Plan Talk, Retirement Director Ben Rizzuto speaks with Damien Comeaux, Senior Portfolio Strategist, about how the Portfolio Construction and Strategy (PCS) team analyzes plan menu lineups to help ensure they provide adequate diversification.
Key takeaways:
- The PCS team helps plan advisors and sponsors identify where certain risks may exist in their core plan menus and understand how core menu options might behave during different market cycles.
- Some risks the team has identified include lack of diversification and potential overlap within fixed income and a tendency to be overweight U.S. equities due to home bias.
- The portfolio diagnostics offered through the PCS team can help plan sponsors manage these risks while identifying opportunities to create diversified allocations that align with participants’ goals.
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