Retirees have different needs from their portfolios, so you might expect a portfolio’s investment strategy to be aligned with those needs. Although the income approach isn’t always preferred, new research shows it can be a viable alternative to a total return approach.
We believe viewing retirement health care costs as an annual expense, instead of as a lump sum, makes it easier for retirees to plan for and pay for them.
Firms that provide the infrastructure for the online economy have demand for their services boom during the pandemic.
Leveraging our massive blind pooled data set, the RIA Pulse report provides timely insights into advisors’ investment activities, risk appetite, and other key trends. This free report delivers weekly value insights straight to advisors’ email to help them manage their business and investments.
Recent data show that the retirement savings of millennial and baby boomer women continue to lag behind their male peers.
The growth of fee-based advice has led to a more holistic approach of consulting with today’s individual investor. Because of the efficiency and improved outcome of the
approach, holistic offerings as well as the use of goal-focused service is here to stay and the centerpiece that drives the approach is account aggregation.
Investors today have very complex financial lives. It is not uncommon for an individual or couple to have bank checking accounts, savings accounts, retirement accounts (401k, 403b, Roth IRA’s), investment accounts, etc., spread across multiple institutions, multiple platforms and multiple advisors. This situation makes securing a comprehensive financial plan difficult.
Market volatility doesn’t have to interfere with retirement outcomes. Here are three ways volatility can impact plan participants and three ways to manage it.
Consumers want intuitive solutions that provide a holistic view of their accounts, while also providing financial guidance. To meet these growing expectations, data aggregation has evolved to empower financial service providers with apps and APIs to provide actionable guidance.
Advisory firms who leverage advanced tech integration, have a bigger book-of-business, generate more financial plans, and have more time to spend with clients. John Yackel of Envestnet and Michael Wilson of First Citizen Bank sit down to discuss.
With this influx of technology and the ever-changing nature of investors across different demographics, financial advisors are faced with the difficult task of providing tailored advice to a variety of individual experiences.