Women and Investing: A look at this powerful and growing financial force
Understanding Women Investors
Trends suggest the differences between how men and women invest can be advantageous. Studies have shown women take fewer investment risks than men and earn 12% higher returns on individual investments.
An Enormous Opportunity
Women control 51% of personal wealth in the U.S.
Global private wealth held by women is estimated to be $72 trillion by 2020.
Women represent 45.85% of the U.S. workforce.
Women own 30% of U.S. private businesses.
Women are the primary income source of 40% of U.S. households.
Recognizing Workplace Realities
Women's median earnings are only 81% of median earnings for men.
Women hold 38% of managerial positions versus 62% for men.
Considering Other Factors
- Women tend to spend more time out of the workforce, which translates to fewer Social Security contributions and overall fewer assets to save and invest.
- Average life expectancy for women is over 81 years and continues to grow. While a longer lifespan is worth celebrating, it also means that women have to plan accordingly for more life and health care costs.
Focusing on the Future
84% of women are confident about managing a budget.
Women save at rates between 2% and 8% higher than men.
57% of U.S. undergrads and 59% of graduate students are women.
63% of millennial women are investing in their 20s.
Talking with a Financial Advisor
A trusted financial advisor offers so much more than just a portfolio of investments.
It's a relationship that can inspire greater confidence at every stage of your life.
Your advisor will:
Discuss your priorities and goals
Take into account your life circumstances
Work with you over time as your life and goals change
Sources: Bureau of Labor Statistics (2017), Pew Research Study (2010), McKinsey Study: Women in the Workplace (2018), Nielsen (2017)
Federated Securities Corp.