What volatility means for retirement plan participants
Key takeaways
- Careful menu design can help retirement plan participants make better investment decisions.
- Investors nearing retirement are among the most vulnerable to downward market volatility because they have less runway available to make up any losses.
- “Defensive equities” may offer older employees a better balance of risk and return than simply lowering equity allocations.
As the market neared its ninth consecutive year of bullish growth in early 2018, volatility made a return to the market — and again, dramatically, in the fourth quarte
Adapting to the changing landscape of income
Retirement is, for many, the culmination of their life’s work. As their financial advisor, you’ve been helping your clients strategize and plan for that milestone. But what happens if what you’ve been planning for changes right before the goal line? We’re seeing that today in the world of retirement income.
Taking Stock of Emergency Savings Account Options
The events of the past year have reinforced the importance of being financially prepared for unexpected emergencies. Retirement Director Ben Rizzuto discusses some of the options – both inside and outside of retirement plans – that are available for plan sponsors and business owners to help employees build up adequate savings.
Plan Talk: Best of 2020
In this year’s final episode of our Plan Talk podcast, Retirement Director Ben Rizzuto recaps notable updates, trends and legal cases from the past year in the defined contribution space. And as always, he shares a playlist of his favorite new songs from 2020.