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What volatility means for retirement plan participants
- Careful menu design can help retirement plan participants make better investment decisions.
- Investors nearing retirement are among the most vulnerable to downward market volatility because they have less runway available to make up any losses.
- “Defensive equities” may offer older employees a better balance of risk and return than simply lowering equity allocations.
As the market neared its ninth consecutive year of bullish growth in early 2018, volatility made a return to the market — and again, dramatically, in the fourth quarte